SERVICES

Please find below a list of the services we provide and a brief introduction to each product area. We would be happy to discuss your requirements so please do contact us for an informal discussion to see how we might be able to help you.

  • Retirement Planning

    Retirement should be a time to enjoy ourselves, not to worry about money, so our retirement planning service aims to help you do just that. Whether your retirement is some way off in the future and you need to set up a pension, you are approaching retirement, or indeed are already there, we can review your existing arrangements, identify any gaps and ensure your pension plans really do add up to the type of retirement you want. And because we are not tied to any one provider we can shop around to find the most suitable retirement related products from across the market.


    With the newfound freedom now available to retirees, that means giving you access to your pension pot when you retire, we'll help you make the right choices so that you don't end up in a difficult position later. You see, retirement planning is one of our expert subjects.


    As part of our service, we'll talk you through all your options, including the support available to you from the State, so that you take full advantage of any financial benefits which are available to you.

    Send us an enquiry

    A pension is a long-term investment and the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.

  • Wealth Management

    If you're looking to invest for the future then we can help put together an investment portfolio that meets your objectives.

    Our Wealth Management Service is designed for clients with at least £250k of invested assets. Wealth Management clients are primarily concerned with minimising the amount of tax they pay on their investments and wealth preservation.

    These clients have relatively complex financial affairs that require an attentive service often involving us working with other professionals as part of a multi-disciplined team.

    Send us an enquiry

    Tax advice is not regulated by the financial conduct authority.

    Information is based on our current understanding of taxation legislation and regulations. Any levels and bases of, and reliefs from taxation, are subject to change

    The value of investments and income from them can go down. You may not get back the original amount invested.

  • Financial Planning

    Whether you like to take risks with the aim to generate higher returns, or you don't like to take risks but still like the idea of getting better returns from your money than what's available via traditional savings accounts, we'll recommend the most suitable investment solutions for you.

    This could include investment bonds, unit trusts or even the latest WRAP and asset management systems that put together and manage a range of different funds that all work together to meet your needs. It goes without saying that we'll help you make the most of any tax allowances that are available, such as the New Individual Savings Accounts (NISAs) which enable you to shelter some of your savings from the taxman.

    Send us an enquiry

    The value of investments and the income from them may go down. You may not get back the original amount invested.

    Information is based on our current understanding of taxation legislation and regulations. Any levels and bases of, and reliefs from taxation, are subject to change

  • Inheritance Tax Planning

    Our inheritance tax planning service is designed to keep your hard earned money in the family and help avoid your loved ones having to pay a hefty tax on any inheritance you leave them. Through careful planning that’s tailored to your individual needs, you can mitigate inheritance tax, or avoid it altogether, by arranging investments into trust, using life policies, changing your will, as well as through other different methods.

    It's worth saying at this point that when calculating your estate, it includes your house, car, savings, valuables etc., so please don't fall into the trap of thinking it doesn't affect you.
    When you consider that anything you leave your loved ones over the IHT allowance is charged at 40%, it is a lot of money for the tax man. The current allowance is £325,000 for 2019/20 tax year and is frozen to April 2021.  Additionally, a new ‘main residence nil rate band’ is being phased over the period until April 2021.

    We'll explain all this to you and help you minimise the financial impact on your loved ones.

    Send us an enquiry

    The Financial Conduct Authority does not regulate inheritance tax planning or taxation advice

    Information is based on our current understanding of taxation legislation and regulations. Any levels and bases of, and reliefs from taxation, are subject to change

  • Business Planning

    Businesses require specialist financial advice such as making sure key people are protected in case of illness or death, help getting a group pension scheme set up, or group protection cover for your staff.

    We can provide the financial advice you need to make sure you have the right products for your business.

    Send us an enquiry

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Company address: Love Financial Services Ltd, Unit 3, Home Farm, Sywell, Northampton, NN6 0BQ

T: 01536680620 E: info@lovefinancial.co.uk

Love Financial Services Limited is an Appointed Representative of TenetConnet Ltd, which is authorised and regulated by the Financial Conduct Authority. TenetConnect Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 149826.

Registered Office: 4 Thorpe Court, Thorpe Waterville, Kettering, Northants, NN14 3ED

Registered in England and Wales. Registered no.: 08619859